Armour Offers A Different Take On Buffet’s Investment Strategy

Warren Buffett has done it again. In a recent $1 million wager for charity, Buffett declared that he could achieve better returns by investing in a S&P 500 passive index fund than a group of hedge fund managers. The bet will be collected later on this year; Buffett has proven once more that you can take his investment advice to the bank.

While Buffett’s position in theory is sound; the strategy he purports is questionable. So says Timothy Armour, Chairman and Chief Executive Officer of Capital Group in a recent CNBC commentary. Armour acknowledges that no one better delivers the message that Americans need to save more for retirement than Buffet, but in this commentary he wanted to add his own perspective.

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He first warns consumers to be wary of product labels. Armour, a graduate of Middlebury College with a Bachelor of Science degree, believes that mutual funds have a history of low long term returns because of management fees and excessive trading. Because the cost and risk of passive index investments are underestimated and unknown, Armour believes the focus should be on delivering good returns on long-term investments at a low cost. According to Tim Armour, it’s time to challenge passive index returns as a safe way to a secure retirement because they don’t provide a safety net against down markets.

Armour, however, is encouraged by Donald Trump’s unexpected election upset. Trump’s willingness to change the way things are done in Washington is seen by Armour as an opportunity to bring about changes that will impact investors’ portfolios.

Learn more about Timothy Armour: http://www.reuters.com/article/us-americanfunds-armour-idUSKCN0HY0EN20141009

Wessex Is Changing the World

Establishing a career at Wessex is a way to change the world and your view of the world. Wessex Institute of Technology is located in England and has strong ties with the International community. The institution is also heavily involved with the scientific community in an exchange of knowledge about various topics that are directed toward positive changes in the world. This is provided through publishing, research, and other methods. Wessex is also heavily involved with advancing science, engineering, and research. Wessex would like talented individuals to join their staff and become involved with those positive changes.

Make The Change

Isn’t it time that you made the change to Wessex to start a very rewarding career in a strong educational atmosphere of higher learning? Wessex invites talented people to inquire about joining their staff throughout the year. A career at Wessex is a career that provides tremendous opportunity for further growth in your chosen field.

The Benefits of the Wen by Chaz Dean Hair Cleansing Conditioner

There are many ways of ensuring that your hair is clean at all times. There are many beauty products on the shelve making it hard for anyone to get legitimate products nowadays. If you are looking for a hair cleanser, think of a product that actually works, consider a cleansing conditioner that has properties that nourish your hair.

One of the products which you should consider is the Wen hair by Chaz Dean Cleansing Conditioner. It has been used by many women to make their hair both clean and smelling nice. When you look at the commercials of women swaying their gorgeous hair, you should know that you can actually get such hair. The trick lies in using this cleansing conditioner.

There are many benefits of using a good conditioner such as the Wen by Chaz Dean Cleansing Conditioner. For starters, the conditioner combines a lot of properties to give your hair the best treat. It has 5 in 1 properties that ensure that your hair is treated, shampooed and conditioned. The good news is that after washing it, you can also style it easily.

What most people on Twitter do not know is that a cleansing conditioner can make or break your hair. There are many products which contain chemicals that damage the hair instead of making it strong and lustrous. When you buy the Wen by Chaz Dean hair conditioner, you will notice that your hair does not break when you wash it. In fact, if you use the recommended number of pumps, you can enjoy a clean and breakage-free wash.

Another benefit of using the Wen by Chaz Dean Cleansing Conditioner is that it is affordable. You can easily clean your hair and use the product for a long time to come. Choose this conditioner on Sephora today for a thorough hair cleanse.

Wen Hair Facebook page: https://www.facebook.com/WENhaircare/

Kate Hudson’s Fashion Line is Gaining a Foothold in the Fashion Market

The modern fashion world is a tough nut to crack. No one knows this better than those who are trying to build an e-commerce enterprise in the shadow of the major market players. Amazon alone accounts for over 20% of all e-commerce and this leaves pretty slim opportunities for enterprising startups.

 

Nevertheless, Fabletics is setting new precedents and showing that with a creative approach to your market, great things are possible. How great? Well, Kate Hudson’s line of sportswear has seen great success despite these odds and in the last 3 years has reached a total worth of $250 million.

 

How is all this possible?

 

Flexibility and versatility are two important components of a successful approach to the unpredictable market trends that affect the biggest companies. Fabletics exemplified this versatility and flexibility by moving away from the established notions that top-quality and high-prices are the hallmark of exquisite high-fashion.

 

Online consumers appear to be moving in this same direction and are quick to favor well-known brands that continuously churn out fascinating styles and design options. If they are also supported by excellent customer service, the modern consumer can hardly refuse.

 

These are the qualities being favored in the modern market and Fabletics knew this. Which is why they have set themselves to head off their clients with some best practices for showcasing their products and ensuring an increase in customers, profits and greater success.

 

Fabletics and The “Reverse Showrooming” Methods

 

Showrooming fashion designs and styles is always a gamble for the big names in fashion. The most common practice for a budget-wise consumer is to browse the shop, find what they like and then proceed to procure their attire from a cheaper brand or even have the designs tailor-made at a fraction of the cost.

 

Fabletics has circumvented this roadblock by setting up an intelligent membership system that provides members with reduced costs for the items they have browsed at the Fabletics Showroom. Those that have found interesting items at other showrooms will also find the Fabletics options are being offered at a reduced price.

 

Creating a membership plan that aims to provide their clients with their choice of fitness attire at the best prices possible is what makes all the difference. Memberships are offered online as well as through a wide range of events at physical locations.

 

Customer service is another big selling point for the Fabletics brand. With a dedication to the providing ad hoc solutions to the quest for better health and fitness, clients feel they have a strong supporter in Fabletics. This kind of relationship generates that trust and confidence that will keep clients loyal and ensures more sales and customers in the future.

 

If you would like a sample of this keen attention to customer needs and goals, check out the Fabletics Lifestyle Quiz. This short series of questions places an emphasis on the customer and provides the information Fabletics needs to provide the best service possible.

 

 

By keeping the needs and desires of their clients at the forfront of their marketing techniques, Fabletics is much more than a provider of fitness attire. They have made clients friends and eagerly share their goals, this kind of connection is gold.